MoneyM Platform

MoneyM™ – Financial Services Delivery Platform

MoneyM™ is a cloud or network embedded Mobile Financial Platform which enables deployment of innovative and readymade financial services such as Mobile Payment, Mobile Banking and Micro-Finance. MoneyM™ is intended for banked and unbanked populations and can be accessed from any Mobile Phone, even basic feature phones; and from any Operator’s network (GSM, GPRS, EDGE, 3G, 4G, and LTE). It provides a Wallet system that allows great flexibility for Payment services, Peer-to-Peer transfers, Payment of utility bills, etc.

MoneyM™ also enables the setup and management of a complete network of collaborative User/Agents. It integrates a complete independent mWallet system that can operate and handle transactions autonomously in a closed and secured environment. In addition, the mWallets can be linked to Bank accounts or pre-paid and post-paid credit/debit cards allowing great flexibility for Mobile transactions. MoneyM™ is a smart combination of financial transaction processing Engine with a multi-channel Telecommunication platform enabling simultaneously USSD, SMS and IVR access from Mobile Phones in addition to traditional web access.

Key Features

  • Multi-channel (USSD, SMS, IVR, WEB)
  • Work from any Mobile Phone, even basic and old ones
  • Work from any Mobile Network (GSM, GPRS, EDGE, 3G)
  • Multi-currency and multi-language support
  • Regulatory compliance configurable
  • KYC standards
  • Mobile Payment module
  • Wallet management module
  • Remittance module
  • Wallet-to-wallet transfer module
  • Transfer without wallet module
  • Agents and sub-agents management
  • Tellers and Partners management
  • Web self-care portal for Agents