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Product Brief

MoneyM™ is a cloud or network embedded Mobile Financial Platform which enables deployment of innovative and readymade financial services such as Mobile Payment, Mobile Banking and Micro-Finance. MoneyM™ is intended for banked and unbanked populations and can be accessed from any Mobile Phone, even basic feature phones; and from any Operator’s network (GSM, GPRS, EDGE, 3G, 4G, and LTE). It provides a Wallet system that allows great flexibility for Payment services, Peer-to-Peer transfers, Payment of utility bills, etc.

MoneyM™ also enables the setup and management of a complete network of collaborative User/Agents. It integrates a complete independent mWallet system that can operate and handle transactions autonomously in a closed and secured environment. In addition, the mWallets can be linked to Bank accounts or pre-paid and post-paid credit/debit cards allowing great flexibility for Mobile transactions. MoneyM™ is a smart combination of financial transaction processing Engine with a multi-channel Telecommunication platform enabling simultaneously USSD, SMS and IVR access from Mobile Phones in addition to traditional web access.