Stonehenge’s Micro-lending Products are quickly changing the way the World implements a Financial Inclusion Program. In the most rural and most poverty stricken parts of the World, people have cell phones, sometimes, even before they have indoor plumbing. Stonehenge combines a socially conscious lending platform with our wide array of mobile financial technologies, resulting in an unparalleled offering to the unbanked.

Our Micro-Lending business model is defined in three different models: In-Direct Lending Model, which consist in offering Loan Capital to established micro-finance companies; Direct-Lending Model, the retail micro loan operations extending Claro Credito as Direct Retail Lender; and the Affiliate Network Model, which is the combination of both retail and In-Direct Lending.

Mobile Wallet Integration

• Virtual Currency Accounts with Prepaid Visa or MasterCard
• Immediate Loan Funds
• Loyalty Rewards
• Merchant Coupons
• Rebates & Incentives
• Account Management
• Alerts, Notices, Newsletters

Micro-Loan Product Features:

• Nearly Unlimited Access to Investment Fund Capital
• LOW Annual Fixed Interest Rate
• 24 Hour Loan Approval
• Flexible Terms: from 12 to 36 Months
• No Loan Origination Fee
• No Early Pay-off Penalty
• FREE Term Life/Disability Insurance

• Mobile Wallet System
• Bank Accounts
• Multiple Applications
• Payments at Service Providers
• Payment at Merchants
• Web care portal for Agents
• Web care portal for subscribers
• Multi-currency support
• Multi-language support
• Money Transfer
• Wallet to Wallet
• Wallet to Phone
• Phone to Phone